If you receive benefits from the government you are almost certain to be affected by big changes to how they are calculated and the amount you receive.

In many cases you will get less money and it's important to act now. You may have to make some important decisions.

The new 'bedroom tax' is just the start of big changes to the benefit system. Other changes include caps to benefits and the introduction of a single payment called Universal Credit. The changes start in April 2013.

We can help and explain all the things that you can do to make sure you are ready. Don't ignore the changes and don't put your home at risk.

Derwent Living has created this special benefit changes website. It shows you how you are affected and what action you need to take.

Click here to use the
Bedroom tax calculator